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NatWest: Reward Account reviews

4.77
Based on 952 reviews, last reviewed 18th Nov 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Thank You, NatWest for a Truly Outstanding Service! I don’t think banks get the appreciation they truly deserve, especially when they’ve already taken steps to protect you before you even realise you’ve... Read more Reviewed on: 15th October 2025
Richard A's avatar
Richard A

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (952)

Great account, but....

4
Have really benefited from my Natwest reward account, however, with the reward plummeting to a barely worthwhile £3 soon, I'll be looking elsewhere. Shame. Reviewed on: 7th February 2020

Greatness and simplicity.

5
Minimalist, swift, professional. Can’t wait for the new app features! The app works wonders as well as the website, an overall secure, pleasant and user friendly experience. Reviewed on: 3rd February 2020

Brilliant

5
A great account to help you keep track of your money. The other great thing is the fact that you get rewarded for paying your bills every month.Also some lovely staff who are always there to help, anytime. Reviewed on: 28th January 2020

Excellent service

5
Excellent service not had any problems. Reviewed on: 27th January 2020

Happy with this account

5
Good to get the cashback which we can use to get vouchers or just the cash. App and online banking are both easy to use and useful. Never had any problems. Reviewed on: 26th January 2020

Free money

5
I have learnt lots of money with this account as it pays out on all my direct debits Reviewed on: 25th January 2020

Great app, meets all my needs

5
Love the new spending feature. It helps me to track my monthly spending Reviewed on: 16th January 2020

Great but shame they are changing the reward system.

4
Enjoyed having the reward account but a shame that they have changed the structure and capped how many rewards can be earned. Reviewed on: 7th January 2020

Get money back for paying bills

4
This account was easy to open and for a small monthly fee you can get cashback on your utility bills as well as when you shop at certain retailers Reviewed on: 6th January 2020

App is behind the times

4
Unable to upload cheques by photo. Limit of £750 per transfer in-app. Reviewed on: 5th January 2020

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