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NatWest: Reward Account reviews

4.78
Based on 971 reviews, last reviewed 20th Feb 2026
1500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

They helped me set up online banking as the branch s... They helped me set up online banking as the branch sadly closed .Staff were so patient and helpful.The reward account suits my needs well and rewards ... Read more Reviewed on: 20th February 2026
Debbie Alonso's avatar
Debbie Alonso

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (971)

Gives free money every month and the app is very good

5
Pays 5 pound a month for logging into the app and having 2 direct debits. App is very good, only have to visit a branch if I need to pay cash in Reviewed on: 6th April 2021

Good with customers

5
I switched over from HSBC and I had a wonderful experience with Natwest. Most of the services offered by them are hasstle free and self explanatory. Also, some of the services such as funancial health check is benefitial especially during covid times Reviewed on: 2nd April 2021

Solid bank

5
Rewards account is nice - bit of faff to transfer rewards into account but makes a few quid every month. App is solid and anytime I've had to call it's been quick and easy. Reviewed on: 26th March 2021

great app and all rounder bank

5
Natwest do everything your need. Good bank account range, credit cards and mortgage rates. Most importantly, the app is among the best. Reviewed on: 25th March 2021

Im really happy

5
The reward account it great - I’ve found it really easy to rack up and cash in awards over time and it definitely incentivizes me using the account. Customer service has also been excellent. Reviewed on: 24th March 2021

Great Bank

5
Have been banking with Natwest for over 10 years and they give expert advice and helped me with a charge back claim. Reviewed on: 21st March 2021

Great app!

5
Really easy to use and brilliant features on the app! Reviewed on: 20th March 2021

Good customer service

5
I made a mistake with my Date of Birth when applying for a new Reward Account. I went to my local branch and was helped to correct the problem. I now have two Reward accounts and find them easy to manage using a separate app on each of my iPhones. Reviewed on: 11th March 2021

Banking with ease and old fashion service

5
Remembering when you went to a bank for help , and waited to talk to someone , i have always found personal banking on line with Natwest was made so Simple even i could do it with ease , But the personal banker I have a face and voice at the end of the line . Complements the online assist nicely , good advice and helpful with Common sense good advice to improve my money working with changing to new accounts which benefit me . Thankyou ! Reviewed on: 23rd February 2021

First class account

5
Great account with easy rewards. Customer service also first place Reviewed on: 22nd February 2021

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