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NatWest: Reward Account reviews

4.77
Based on 950 reviews, last reviewed 12th Jun 2025
85% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent customer service Excellent customer service always got your back, no problem is to big or to small.An outstanding bank that is always there for it's customers and puts... Read more Reviewed on: 12th June 2025
Tony Estabrook 's avatar
Tony Estabrook

Latest lowest rating:

1

Reward voucher not accepted, B&Q Exchanged £100 of rewards for a £100 B&Q voucher, however B&Q will not accept the voucher and NatWest won’t cancel the voucher and refund back to the ... Read more Reviewed on: 20th June 2024
Geoff N C's avatar
Geoff N C

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (950)

Excellent

5
Perfect for my needs. Use it every day Reviewed on: 4th December 2019

Great way to spread my credit card spending

5
Instalment plan is a great tool to spread my spending on my credit card. No only does it save me money but I now know exactly how much my credit cards repayments will be . Reviewed on: 4th December 2019

So quick and easy!

5
Its just so quick and easy to use, don't know where i would be without it! Reviewed on: 4th December 2019

Amazing mobile app

5
Easy & convenient way to do my banking! Reviewed on: 4th December 2019

Great Account

5
Paying £2 a month to get so much back on our direct debits is defintely worth it, it's nice to have a small extra pot of money aside for if we ever need it. Account was easy to set up and I find the mobile banking app very easy to use. Reviewed on: 22nd November 2019

Great rewards

5
The rewards are good for customers Reviewed on: 22nd November 2019

Fairly ok bank let down by customer service

3
The account was fine but I regularly had log-in problems for online banking. Customer service were not helpful so I ditched and switched. Reviewed on: 5th November 2019

Free money - easy use

5
This bank account literally gives me free cash every month - the app means I can do pretty much everything I would ever need on my 'phone and (touch wood) I have never had a problem with the service. Can't ask for more! Reviewed on: 7th June 2019

Run away from this bank! Closed my account and kept part of my money!

1
Natwest approved my account opening in the middle of february. One week later it locked my account (with approx £1500 in) without even notifying me. After calling TWICE and being told that THEY DONT KNOW the reasons why my account has been closed, but I have been sent a letter, I finally get that letter. It tells me that my account has been closed, again, for reasons they won't tell me. So I had to go personally to a branch to take my money out. However, to my surprise they didn't give me all my money back, but charged me service fees for the week my account spent opened. Time where I couldn't access my account because I didn't have the right credentials. So, two weeks after trying to open my account, I am left with wasted time and LESS money, kept by this bank for whatever reasons. I wonder how many people they have scammed by doing this. STAY AWAY FROM THEM! Reviewed on: 22nd February 2019

Great customer service

5
Really pleasant and helpful staff in a local branch. The mobile app is easy to use Reviewed on: 8th February 2019

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