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NewDay: Aqua Credit Card reviews

Name: Aqua Credit Card
Rating: 4.87 (2843 reviews)

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4.89

Based on 2,843 reviews, last reviewed 5th May 2025

67400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good card easy to get and pay off Good card easy to get and pay off Reviewed on: 5th May 2025

Latest lowest rating:

2

Good and very recommended for friends Good and very recommended for friends Reviewed on: 24th February 2025

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About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

NewDay Aqua Credit Card reviews (2843)

Review of the NewDay, Aqua Credit Card:

The Aqua credit card is a fantastic financial tool d...

The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

Quality is really good.

Quality is really good. It gives keep on trap with the updating the account for credit and it’s good for improving the credit score. Reviewed on: 27th February 2025

Great customer service, responsive website, great ra...

Great customer service, responsive website, great rates. Reviewed on: 27th February 2025

First year

Good experience on the app easy to use and understandable Reviewed on: 27th February 2025

Good and effective once we got habitat to use the cr...

Good and effective once we got habitat to use the credit and it feels like a cycle that’s gonna never end haha Reviewed on: 27th February 2025

5 star service

I think aquas service and my experience has been excellent from the get go! 5 star service Reviewed on: 27th February 2025

Used for a balance transfer.

Used for a balance transfer. Went really smoothly, great customer service and great app! Reviewed on: 27th February 2025

My experience has been good so far.

My experience has been good so far. Excellent service and value for money. Reviewed on: 27th February 2025

New day is fantastic I have 2 cards with them and I...

New day is fantastic I have 2 cards with them and I am so far very happy with them. I would recommend to all my friends and family. Thanks New day. Reviewed on: 26th February 2025

Best. Card. Ever!

Easy to use. Easy to access. Incredible credit ratings depending on card use. I have been offered a total of 2300£ extra credit in just 9 months of having a card with them. Amazing! They also give you the option to decline limit increases if you know yourself it will make you more likely to spend it. I love having a large limit on standby for those IRL emergencies!! Reviewed on: 26th February 2025

Excellent

Best customer service ever and easy to operate Reviewed on: 26th February 2025

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