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O2 Drive Car Insurance Reviews

Ratings based on 25 reviews Last review 2 weeks ago

You might know them as a mobile phone company, but did you know O2 can offer you insurance for your car? By using your mobile phone as a telematics device, O2 can monitor your safe driving via so called black box insurance. Wondering if this type of...

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You might know them as a mobile phone company, but did you know O2 can offer you insurance for your car? By using your mobile phone as a telematics device, O2 can monitor your safe driving via so called black box insurance. Wondering if this type of insurance is right for you? Read our O2 drive reviews to find out. Already singed up with O2? Please share your own 2 Drive review to help others decide if telematics from O2 is the right insurance policy for them!

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Your Car Insurance Reviews (25)

31st October 2018

An absolutely dreadful company

Pity there's no option to give no stars.My daughters partner took out insurance with O2. He's been stopped twice for not having insurance, apparently not on the database. First time he contacted them about it they made some ridiculous excuse about a...

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Pity there's no option to give no stars.My daughters partner took out insurance with O2. He's been stopped twice for not having insurance, apparently not on the database. First time he contacted them about it they made some ridiculous excuse about a delay putting it on ( over 2 months) but they assured him it would be done. Lo and behold he got pulled by the police again a month or so later for no insurance. So he got onto them again and they came back with the explanation that there was a problem with the underwriters. They then said it would cost him an extra £1200 to sort out, go figure. End result insurance cancelled and taken out with a proper insurer

26th October 2018

Dont bother considering them

This is the worst car insurance company i have come across. They damaged my car while inserting the black box , reported it and asked them to fix my car but they denied responsibility. Their engineer ALEX WILLIAMS is the one who damaged my car. Now am...

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This is the worst car insurance company i have come across. They damaged my car while inserting the black box , reported it and asked them to fix my car but they denied responsibility. Their engineer ALEX WILLIAMS is the one who damaged my car. Now am left with bills to sort out my car.

1st October 2018

Fuckin Larrrv it

Its shit...

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Its shit shitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitshitv







.

17th September 2018

Disgrace

My son took a policy with this company.He was hit by a fail to stop driver that is captured on cctv but can’t make the Registration number out. The police were happy he was not at fault .He’s lost his car as it was written off. As there was no other pa...

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My son took a policy with this company.He was hit by a fail to stop driver that is captured on cctv but can’t make the Registration number out. The police were happy he was not at fault .He’s lost his car as it was written off. As there was no other party to claim off O2 drive added on an additional £400 to his excess as he’s a young driver and are charging him almost £600 to close his policy. No one sold him legal cover either. He has paid 02 drive over £2000 in insurance for nothing.
The policies have more twists and add ons that are beyond belief. I believe they are selling young people insurance like bank loans and when they really need cover you don’t provide it and to add insult to injury they add on more cost.
Inexperienced people selling rotten policies to kids!

26th August 2018

They increased the quote after I had paid!!

I came to O2Drive through a quote through compare the market.com (CTM.COM) and completed all necessary information (CTM.COM) including details of a previous claim. The insurance quote was marginally better than my previous company and so I accepted...

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I came to O2Drive through a quote through compare the market.com (CTM.COM) and completed all necessary information (CTM.COM) including details of a previous claim. The insurance quote was marginally better than my previous company and so I accepted the quote, only to get a bill two weeks later for another £56 in a letter saying that I hadn't disclosed information of my previous claim, which I did. When I complained they said that CTM.COM quote didn't have any record of my previous claim but it was recorded and I had a screen shot of this. They still won't budge, and wouldn't cancel the insurance without £60 charge and further charges for use of the insurance. I'm absolutely furious with them as through chaining to them my insurance has now increased over staying with my existing company. I would not recommend them. Please tread carefully.

11th August 2018

Cannot speed at ALL.

If you go just over 70mph for reasons of overtaking in your car on the motorway then you will be flagged. 3 flags and it’s gameover. They will cancel your insurance and this can affect your policy for future insurance companies. Your driver like m...

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If you go just over 70mph for reasons of overtaking in your car on the motorway then you will be flagged. 3 flags and it’s gameover. They will cancel your insurance and this can affect your policy for future insurance companies. Your driver like myself it’s a NEVER AGAIN. Don’t do it to yourself even if your saving some money, not worth the hassle honestly.

7th August 2018

Do Not Use

no point in making sure you have the o2drive app when it doesn't even work, black box is literally taped to your battery and they will cancel the policy if the battery gets changed as it trips the recorder in this. There is a reason why they come out...

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no point in making sure you have the o2drive app when it doesn't even work, black box is literally taped to your battery and they will cancel the policy if the battery gets changed as it trips the recorder in this. There is a reason why they come out so cheap

24th July 2018

Useless scamming thieves

They won’t accept the emailed copies of no claims. Sent original but they somehow don’t have it?? Utterly useless customer service that couldn’t care less in fact I doubt he even had my policy up on the screen when patronising me. Lots of threatening e...

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They won’t accept the emailed copies of no claims. Sent original but they somehow don’t have it?? Utterly useless customer service that couldn’t care less in fact I doubt he even had my policy up on the screen when patronising me. Lots of threatening emails for cancelling and charging £60 because I haven’t sent them proof of no claims. Now I don’t have my no claims paperwork because they have it. This company is on a par with Vodafone, and that is not a compliment. Do not use, they are clueless.

3rd July 2018

O2 Oh No

When the renewal came around it was approx £400 more than I got it for from another provider !! I’m 63 with a clean license and 10 years no claims !! About a month after I finished with them they sent me rude emails followed up by Ryder phone calls sa...

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When the renewal came around it was approx £400 more than I got it for from another provider !! I’m 63 with a clean license and 10 years no claims !! About a month after I finished with them they sent me rude emails followed up by Ryder phone calls saying I owed them £25 for missing a payment ? Which they passed onto a debt collector. Just a horrible company. Avoid at all costs ...

4th May 2018

Absolutely disgusting service Would not recommend

Set up my daughter's car insurance with tem twice it has been cancelled through no fault of hers, this time they took there money 4 days later cancelled due to a second fault with her black box stating they have tried to contact her to do a diagnostic...

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Set up my daughter's car insurance with tem twice it has been cancelled through no fault of hers, this time they took there money 4 days later cancelled due to a second fault with her black box stating they have tried to contact her to do a diagnostic but they have not attempted to get hold of her at all now they want to start a new policy again and want yet more money upfront total con artists!!!!

26th April 2018

Terrible

Was reasonably priced  in the first place insuring a 2.0 BMW at 18 only cost me 2.5k with black box (not too bad). Forgot to mention a minor non fault accident a named driver had 3 years ago and bumped my premium up to 3.5k. 

25th April 2018

RUBBISH Black Box

Took out insurance with these thieves and they cancelled insurance because the black box stopped working. Phoned them to resolve and they said no engineers were available to look at the box so cancellation stands....

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Took out insurance with these thieves and they cancelled insurance because the black box stopped working. Phoned them to resolve and they said no engineers were available to look at the box so cancellation stands.
SO UNFAIR THESE PEOPLE ARE NOT TREATING CUSTOMERS UNFAIRLY and the government needs to step in to stop these these cowboys ruining peoples driving records unfairly.

17th April 2018

Cheapest but the worst

I will never go with 02 insurance again terrible service and when you get a black box to be fitted they are always hours late or don’t turn up and expect you to be available anytime during the week because they do not fit on the weekends. Awful do not ...

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I will never go with 02 insurance again terrible service and when you get a black box to be fitted they are always hours late or don’t turn up and expect you to be available anytime during the week because they do not fit on the weekends. Awful do not go with 02 .

5th April 2018

Just love to grab £20 non payment fees, by taking payment before due date !!

Horrible to deal with, they text you to call them, then keep you waiting around 20-30 minutes before you can ask why they sent you a text. They take payments before due dates then charge £20 if the payment won't go thru (I'm registered disabled so ...

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Horrible to deal with, they text you to call them, then keep you waiting around 20-30 minutes before you can ask why they sent you a text. They take payments before due dates then charge £20 if the payment won't go thru (I'm registered disabled so survive on pip, so £20 means a lot to me) renewal was £150 more than previous year nearly double what I'm now paying !! Horrible and couldn't care less attitude when you can get thru to them. Avoid at all costs

29th March 2018

Great until you want to leave.. £60 cancellation fee

No problems with them but having to pay a £60 cancellation fee as I change my car and had a years free insurance, tried to justify it buy saying we don't charge to make amendments- not helpful to me when I haven't needed to make any amendments. Would ...

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No problems with them but having to pay a £60 cancellation fee as I change my car and had a years free insurance, tried to justify it buy saying we don't charge to make amendments- not helpful to me when I haven't needed to make any amendments. Would have been 5 stars and recommended to all but left with a bitter taste.

3rd March 2018

Cheap and nasty

Cheapest quote but definitely no worth it. Online services are useless and the £60 cancellation fee seems steep when my insurance for the year was £190. Would rather pay more for a better company