Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136140 reviews)

View other PayPal products

4.73

Based on 136,140 reviews, last reviewed 12th Jun 2026

3925250% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to use . Easy to use . Good app and gives you the ability to see your spending quick Reviewed on: 12th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136140)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal have helped protect me and my money with scams.

PayPal have helped protect me and my money with scams.... customer service is fantastic. Not difficult to get hold of someone. Reviewed on: 9th June 2026

Paypal offers great protection aginst scams.

Paypal offers great protection aginst scams. I was a victim a couple of years ago and they really helped me out. Reviewed on: 9th June 2026

Paypal is so easy to use and the customer service te...

Paypal is so easy to use and the customer service team are helpful and polite Reviewed on: 9th June 2026

Very handy way to pay - never had any issues.

Very handy way to pay - never had any issues. Reviewed on: 9th June 2026

Always secure and always helpful.

Always secure and always helpful. Reviewed on: 9th June 2026

PayPal Credit has been a reliable financial tool tha...

PayPal Credit has been a reliable financial tool that has helped me manage my spending responsibly. I would happily recommend it to others looking for a flexible and convenient credit option. Reviewed on: 9th June 2026

easy to use and customer friendly

easy to use and customer friendly Reviewed on: 9th June 2026

Trustworthy

I trust PayPal , good communication , can pay in instalments for larger items which helps these daysc Reviewed on: 9th June 2026

PayPal, my chosen way to pay

I use Paypal as often as I can as it is incredibly easy to use and very safe. I have minimal concern over online security and know any issues would be quickly and professionally dealt with. The Pay-in-3 option is particularly useful for slightly more expensive items. Would I recommend PayPal to friends? Absolutely I would! Reviewed on: 9th June 2026

Great Service

I only use Paypal to pay for goods these days as I don't feel comfortable using my cards online any more. I have been with them since the first days of Paypal, wouldnt use any other payment form unless Paypal is not offered. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.73 from 3747 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 67982 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub