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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111355 reviews)

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4.90

Based on 111,355 reviews, last reviewed 20th May 2026

2790500% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It has become my preferred credit company as 4 month... It has become my preferred credit company as 4 months is the perfect period to pay back at 0 percent. Another company I have used for over 40 years is... Read more Reviewed on: 20th May 2026

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111355)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used PayPal credit for several large purchase...

I have used PayPal credit for several large purchases and taken advantage of their excellent interest free credit. Notably for our bathroom equipment which was over £1000. Reviewed on: 8th May 2026

Easy to use but interest is high.

Easy to use but interest is high. Mobile User experience excellent. Physical credit card not accepted in lots of retailers. Can’t see the point of a physical card. Reviewed on: 8th May 2026

I love paypal very good option if you buy something...

I love paypal very good option if you buy something more expensive you can use paypal credit Reviewed on: 8th May 2026

I do not have enough experience with them to be able...

I do not have enough experience with them to be able to comment. Reviewed on: 8th May 2026

Credit Repayment Flexibility

The introduction of the Paypal credit feature is such an excellent feature for me. This offers me the opportunity to buy and pay later. Another great feature that puts Paypal on top of other money platform, is the 4 months interest free grace period for payment. Reviewed on: 8th May 2026

Very reliable, any problem ring them sorted out imme...

Very reliable, any problem ring them sorted out immediately Reviewed on: 8th May 2026

Helpful and useful service with different options.

Helpful and useful service with different options. Reviewed on: 8th May 2026

PayPal credit is an excellent and convenient way!

PayPal credit is an excellent and easy way to get credit without having to apply for credit cards! It’s safe, secure and convenient! Reviewed on: 8th May 2026

Best digital banking system in the world

Best digital banking system in the world Reviewed on: 8th May 2026

My financial support safety net . Mother of 2

Used for many years great if I need a pay in 3 option if a household item breaks. Its my support net eventually Reviewed on: 8th May 2026

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