Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132825 reviews)

View other PayPal products

4.74

Based on 132,825 reviews, last reviewed 10th Jun 2026

3774350% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is quick and easy to use. PayPal is quick and easy to use. I’ve used it for years, I trust using PayPal to pay for various things. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132825)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very happy with PayPal Credit service!

Very happy with PayPal Credit service! Reviewed on: 8th June 2026

Great so far.

Great so far. Just a few times I raised complaints and they just closed it in favour of the seller without contacting me for anything at all. I thought that wasn’t fair but generally PayPal is great to use. Reviewed on: 8th June 2026

always friendly and helpful.

always friendly and helpful.I never have a problem using paypal. Reviewed on: 8th June 2026

Excellent .

I’ve had a positive experience with PayPal Credit. It’s easy to use, simple to manage, and gives me extra flexibility when making purchases. The online account is straightforward, and everything is clear and convenient. I would happily recommend it. Reviewed on: 8th June 2026

I really enjoyed that I can pay by 3, and no interes...

I really enjoyed that I can pay by 3, and no interests in credit card for 4 months . Customer service are also good. Reviewed on: 8th June 2026

Easy to use and simple to understand.

Easy to use and simple to understand. Never had any reason to contact customer support Reviewed on: 8th June 2026

Find it very useful more secure than using a card.

Find it very useful more secure than using a card and easy availability to spread the cost. Reviewed on: 8th June 2026

Affordable and convenient

I find PayPal Credit a better choice of credit, superior to other credit cards I hold. My only bugbear would be the statements not being as clear as Id expect. Reviewed on: 8th June 2026

Easy to use and payment goes through without stress.

Easy to use and payment goes through without stress. Reviewed on: 8th June 2026

I just find PayPal very easy to use and I...

I just find PayPal very easy to use and I trust them Reviewed on: 8th June 2026

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub