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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133222 reviews)

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4.74

Based on 133,222 reviews, last reviewed 10th Jun 2026

3792650% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always clear and usable! Always clear and usable! accessible and a manageable tool Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133222)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good value, quick and easy to use!

Good value, quick and easy to use! Reviewed on: 8th June 2026

Always easy to make purchases

Always easy to make purchases and checkout at most websites Reviewed on: 8th June 2026

Great company

Always so easy to use plus great when their is a dispute with a company you have purchased from and used paypal to buy items. Always prompt in responding to disputes Reviewed on: 8th June 2026

I feel covered when paying with PP and find PP credi...

I feel covered when paying with PP and find PP credit really useful for Budgeting. Reviewed on: 8th June 2026

Excellent service overall.

Excellent service overall. It was efficient to set up the account, simple to use the credit card and very helpful when there were issues Reviewed on: 8th June 2026

flappersXI

Easy to use and I feel safe buying online knowing I have a safety blanket buying through PayPal. Reviewed on: 8th June 2026

Great to pay over 4 months at no cost

Great to pay over 4 months at no cost Reviewed on: 8th June 2026

Pay in three

PayPal give you options to pay for items in three payments. Helps spread the cost, and interest free. Reviewed on: 8th June 2026

Easy straight forward and Transparant

Easy straight forward and Transparent.PayPal have made the process of purchasing a whole lot easier Reviewed on: 8th June 2026

Easy to use

Convenient credit easy to use. Safe to use and easy to manage online Reviewed on: 8th June 2026

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