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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136989 reviews)

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4.73

Based on 136,989 reviews, last reviewed 12th Jun 2026

3964200% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136989)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Love the 4 months 0 percent interest.

Love the 4 months 0 percent interest. Helps me smooth my spending out over the year so I can take advantage of things like Black Friday, thereby lowering my costs overall. Reviewed on: 9th June 2026

I’m so glad I chose pay pal

The application was quick and easy, account information was communicated clearly and quickly, I’m glad I chose pay pal, it offers peace of mind along with vslue for money Reviewed on: 9th June 2026

PayPal credit has made shopping and my life so much...

PayPal credit has made shopping and my life so much easier Reviewed on: 9th June 2026

Love the pay in 3 option to help balance out life’s...

Love the pay in 3 option to help balance out life’s unexpected expenses. Reviewed on: 9th June 2026

Easy simple to use.

Easy simple to use. Options to pay layout easy to navigate. Reviewed on: 9th June 2026

Easy to use, straight forward way of making your pur...

Easy to use, straight forward way of making your purchasing of products efficient all in one place. Reviewed on: 9th June 2026

Credit without the high interest rate

Having used paypal for years as an online payment method i recently applied for a credit account. I do not use any credit methods due to the high charge rates but pay pal allows me to spread payments without incurring high intrest rates Reviewed on: 9th June 2026

My experience has always been good with PayPal, when...

My experience has always been good with PayPal, when disputing transactions they handle matters fairly and efficiently . Pay in 3 is also a great option when making larger purchases Reviewed on: 9th June 2026

PayPal credit is always useful to have for those eme...

PayPal credit is always useful to have for those emergencies that crop up. The interest rate is competitive but if you spend over £99 you can also split over 4 months interest free. It’s easy to check out and it’s available to use at most online shops. Reviewed on: 9th June 2026

Paypal credit.

I've been using PayPal credit over couple of years now.. it is a supporting financial initiative to her customers. Many of us have benefited from her flexibility. Reviewed on: 9th June 2026

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