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PayPal: PayPal Credit reviews

4.74
Based on 133,440 reviews, last reviewed 10th Jun 2026
3802350% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for years, good company. I've been using PayPal for years, good company. Reviewed on: 10th June 2026
Heather M's avatar
Heather M

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133440)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal started me with a 6 months interest free pack...

5
PayPal started me with a 6 months interest free package that allowed me to be flexible with my payments and that for me is a game changer, it allowed me to understand and budget my finances. Reviewed on: 8th June 2026

Easy, simple, safe.

4
Easy, simple, safe. Trustable with a peace of mind with transactions Reviewed on: 8th June 2026

Lovely service

5
I have had no issues with PayPal since I joined and would recommend it to anyone for a quick and safe transaction Reviewed on: 8th June 2026

Great service funds when you want them lots of retai...

5
Great service funds when you want them lots of retailers Reviewed on: 8th June 2026

Great customer service and pay in 3 is a fantastic f...

5
Great customer service and pay in 3 is a fantastic feature Reviewed on: 8th June 2026

PayPal is great.

5
PayPal is great. It's easy to setup and use. Reviewed on: 8th June 2026

User friendly with interest free options

5
User friendly with interest free options Reviewed on: 8th June 2026

PayPal credit is convenient and quick way to paint.

5
PayPal credit is convenient and quick way to paint. It is accepted almost everywhere online and offers a safe and protected means to pay. Reviewed on: 8th June 2026

Incredible service and very smooth everytime.

5
Incredible service and very smooth everytime. Reviewed on: 8th June 2026

Flexible payments makes purchases easy

5
Great to have such flexibility in managing my payments, makes those purchases an easy experience and accepted by so many merchants. App is simple to use and customer service have been excellent when I've spoken to them Reviewed on: 8th June 2026