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PayPal: PayPal Credit reviews

4.73
Based on 137,101 reviews, last reviewed 13th Jun 2026
3969350% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, with very good rate and options for re... Very helpful, with very good rate and options for repayment. Reviewed on: 13th June 2026
FARRY 's avatar
FARRY

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137101)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service easy to use and safe

4
Good service easy to use and safe Reviewed on: 9th June 2026

3 or spread the cost quick and easy to un...

5
Can pay in 3 or spread the cost quick and easy to understand and lets you know when payment are due Reviewed on: 9th June 2026

Long time customer

5
Using PayPal credit for a long time, allowed me to book holidays and pay for goods in convenient instalments Reviewed on: 9th June 2026

So simple to use, clear information shown on the app...

5
So simple to use, clear information shown on the app for spending and payments. Excellent customer service. Reviewed on: 9th June 2026

Excellent

5
I have been using PayPal for 14 years and I’ve not had a single problem. Reviewed on: 9th June 2026

Paypal is quick, well designed and clear.

5
Paypal is quick, well designed and clear. Therefore easy to use. Graphics are good. Reviewed on: 9th June 2026

Pay pal there when you need it

5
Pay pal is always there for me when I need it I have never had any problems with them Reviewed on: 9th June 2026

A help that alone serves you better!

5
This PayPal credit service couldn’t be more better.It has always helped during my hard time and has made my life easier.With on going inflation sometimes one do get stuck in an uncalled for situation but with PayPal credit helps you there easily. Reviewed on: 9th June 2026

Very straight forward and useful

5
Very straight forward and useful Reviewed on: 9th June 2026

Easy to use app, all my PayPal is in one...

5
Easy to use app, all my PayPal is in one plsce Reviewed on: 9th June 2026