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PayPal: PayPal Credit reviews

4.74
Based on 133,732 reviews, last reviewed 10th Jun 2026
3815600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and help is always at hand. Easy to use and help is always at hand. Reviewed on: 10th June 2026
GroundState G's avatar
GroundState G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133732)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always use PayPal

5
I have been using PayPal for years and have always had good service Reviewed on: 8th June 2026

Easy to use, safer method which is reassuring and sa...

5
Easy to use, safer method which is reassuring and safe to use abroad Reviewed on: 8th June 2026

Great service, very easy to use.

5
Great service, very easy to use. Definitely recommend Reviewed on: 8th June 2026

PayPal credit has helped spread payments in a contro...

5
PayPal credit has helped spread payments in a controlled way Reviewed on: 8th June 2026

It's trustworthy, I highly recommend

5
I have been using PayPal account confidently over the past 10 years and happily recommend Reviewed on: 8th June 2026

Exilent money service

5
Exilent money service. Easy and comfortable. Reviewed on: 8th June 2026

I've had PayPal since 2012/13 and been using it for...

5
I've had PayPal since 2012/13 and been using it for online payments ever since. Recently they have released their debit card and have now been using their card on the daily basis, best thing is that I even get points now ! The PayPal credit is so easy to use, so many companies use it in their payment option and you can easily track your payments on the app and can also make payments / set up payments in advance. I will always carry on using PayPal and will recommend it to anyone. One very happy customer. Reviewed on: 8th June 2026

Versatile

5
Was great when I discovered PayPal, it's versatile/convenient, an excellent payment tool Reviewed on: 8th June 2026

Love Paypal

5
Always a good experience. Customer service is great too. Reviewed on: 8th June 2026

Every expensive item it’s really easy to buy with pa...

5
Every expensive item it’s really easy to buy with pay in 3, don’t hurt the bank to much Reviewed on: 8th June 2026