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PayPal: PayPal Credit reviews

4.74
Based on 133,965 reviews, last reviewed 10th Jun 2026
3826250% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have only used it once but all good, no complaints. I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026
alysia's avatar
alysia

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133965)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good customer service

4
Good customer service and quick response Reviewed on: 8th June 2026

Quick, easy, and providing peace of mind

5
I've been using PayPal for years without any glitches or problems. It is particularly useful for international purchases, giving peace of mind Reviewed on: 8th June 2026

Good solution

5
Pay Pal allowed me to purchase a few things that otherwise would have been unaffordable. Reviewed on: 8th June 2026

Never had an issue

5
Never had an issue, I have always had a positive experience with PayPal Reviewed on: 8th June 2026

Great customer service 10/10 I highly recommend use...

5
Great customer service 10/10 I highly recommend used paypal for over 10 years now Reviewed on: 8th June 2026

Buyer protection means Buyer protection very safe

5
Buyer protection means Buyer protection very safe Reviewed on: 8th June 2026

Best Credit.

5
PayPal is such a good value for credit with really low interest rates & plenty of repayment options. PayPal is the credit source I use the most & would definitely recommend to others. I would be lost without mine at times! Reviewed on: 8th June 2026

Help in a pinch

5
It helps when you are in a pinch with time to pay it back. So I can buy what the kids like and not worry so much. Reviewed on: 8th June 2026

Trust completely

5
I love how flexible Paypal is and how it protects our money n purchases Reviewed on: 8th June 2026

I can always rely on PayPal credit when I need to.

5
I can always rely on PayPal credit when I need to. It is easy to navigate through the PayPal App and you can get hold of customer support with a click of a button. I have had PayPal Credit for many years and it has been a God sent at times. Reviewed on: 8th June 2026