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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135755 reviews)

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4.73

Based on 135,755 reviews, last reviewed 11th Jun 2026

3907700% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every time I've had a dispute, customer service has... Every time I've had a dispute, customer service has been quick and easy to contact Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135755)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Peace of mind

Trustworthy, reliable, been using PayPal for over 20 yrs with no issues, truly peace of mind Reviewed on: 9th June 2026

Never had a problem and they have always sorted any...

Never had a problem and they have always sorted any issues that I have had. Not had any bad experiences. Reviewed on: 9th June 2026

Pay in 3 is great for me as it helps me budget plus...

Pay in 3 is great for me as it helps me budget plus it’s interest free!, I’ve never had a bad experience, I would like it to make speaking to an advisor easier Reviewed on: 9th June 2026

Easy and excellent service

Easy and excellent service find it good offers Reviewed on: 9th June 2026

Excellent all round experience.

Excellent all round experience. Easy to contact and resolve issues which there are few. Enable to pay online and not leave a trail of financial details everywhere. Reviewed on: 9th June 2026

Useful but only if you pay in 4 months

I applied for PayPal Credit and got approved quickly. The process was simple and I could use it right away for online shopping. Interest is 0% if I pay within 4 months which is really helpful. Customer service answered my questions fast. Good option if you need flexible payments. Reviewed on: 9th June 2026

Happy to use PayPal helping me a lot

Happy to use PayPal helping me a lot Reviewed on: 9th June 2026

PayPal Credit is an excellent financial product that...

PayPal Credit is an excellent financial product that offers great flexibility. Reviewed on: 9th June 2026

I love Poypal.

I love Poypal. I know my purchases are protected and there are many different payment options. I especially like Pay in 3 which allows me to spread the cost, interest free. Reviewed on: 9th June 2026

PayPal is the best.

I've been using PayPal for many years and cannot fault them, the service they offer is outstanding, their security and customer service is of an extremely high standard. They continue to innovate new offerings to customers which exceed my expectations. I always feel safe when I'm shopping online and use PayPal, if I can't use PayPal then I probably won't make the purchase! Reviewed on: 9th June 2026

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