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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140620 reviews)

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4.73

Based on 140,620 reviews, last reviewed 16th Jun 2026

4129300% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It had been exciting so far. It had been exciting so far. The fund i expected into my account arrived faster and easy Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140620)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal Works!

Paypal is reliable, secure and free from glitches and other problems. Always works a treat. Reviewed on: 9th June 2026

Never had an iussue with paypal, safe, secure and re...

Never had an iussue with paypal, safe, secure and reliable Reviewed on: 9th June 2026

Trustworthy, easy and convenient

I ama regular user of PayPal credit because it’s easy, convenient and I trust it. Reviewed on: 9th June 2026

I’ve had PayPal Credit for several years and have al...

I’ve had PayPal Credit for several years and have always had a great experience. It’s easy to use, payments are straightforward to manage, and the flexibility it provides for larger purchases is really helpful. The integration with PayPal makes checkout quick and convenient. I’ve found it to be a reliable and useful credit option, and I would happily recommend it to others. Reviewed on: 9th June 2026

Never had any issues

Never had any issues. If on the rare occasion I have needed to contact the customer service team, they have been very helpful. Reviewed on: 9th June 2026

Convenient to use.

Convenient to use. Great value for money and protects major purchases Reviewed on: 9th June 2026

ive used paypal and paypal credit for a while now

ive used paypal and paypal credit for a while now and never had any issues Reviewed on: 9th June 2026

PayPal app

I’ve been using the PayPal app for years, and it remains my go-to for sending money to friends and shopping online. The interface is clean, transactions are lightning-fast, and I love the peace of mind that comes with their buyer protection Reviewed on: 9th June 2026

Good all rounder of a card

Never had a problem, does what is supposed to do. My only issue is I don't think you get enough points when using your credit card via PayPal Plus. Reviewed on: 9th June 2026

Like the 0% for three months.

Like the 0% for three months. It’s v useful also customer service and payer protection is excellent Reviewed on: 9th June 2026

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