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PayPal: PayPal Credit reviews

4.73
Based on 140,718 reviews, last reviewed 16th Jun 2026
4133500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal since 2009 have never had a issue... Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really ... Read more Reviewed on: 16th June 2026
Joanne b's avatar
Joanne b

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140718)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It so simple and ALWAYS a go to for items...

5
It so simple and ALWAYS a go to for items i need Reviewed on: 9th June 2026

PayPal makes me feel safe buying online

5
PayPal makes me feel safe paying for products on line. Reviewed on: 9th June 2026

Good experience with paypal.

4
Don’t have any negative experience with paypal. It has been useful when buying things from Temu and I don’t have enough money in my account. Reviewed on: 9th June 2026

Easy and effective, good communication

5
Easy and effective, good communication Reviewed on: 9th June 2026

easy to use, great communication

5
easy to use, great communication Reviewed on: 9th June 2026

Service review

5
Good service, never had any issues. Very easy to use Reviewed on: 9th June 2026

The Stars say it all!

5
The Stars say it all! Nothing more to say. Reviewed on: 9th June 2026

Just great.

5
Just great. The open banking has helped me get the credit I deserve Reviewed on: 9th June 2026

I love Paypal.

5
I love Paypal. I was approved for a credit line when I needed a cash line. Reviewed on: 9th June 2026

I have been using PP for many years and it's always...

5
I have been using PP for many years and it's always a positive experience. Reviewed on: 9th June 2026