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PayPal: PayPal Credit reviews

4.73
Based on 136,196 reviews, last reviewed 12th Jun 2026
3927900% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use. Great service easy to use. applied and completed my transaction within ten minutes. Reviewed on: 12th June 2026
Emma C's avatar
Emma C

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136196)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It is simple and user friendly to manage my finances

5
It is simple and user friendly to manage my finances buying online security is second to none Reviewed on: 9th June 2026

Easy and Convenient

5
Good experience overall. Easy to use, simple payment management, and a convenient way to spread the cost of purchases. No issues so far. Reviewed on: 9th June 2026

Love it only slight issue with PayPal credit side is...

5
Love it only slight issue with PayPal credit side is would be better if they explained more details in the credit section like what's on credit and when your 4 months 0 interest runs out and charges etc Reviewed on: 9th June 2026

Paypal is great

5
Ive had paypal for years now and have really given good service. It sends me reminders and can stay ontop of my credit Reviewed on: 9th June 2026

Exceptional customer service

5
I have always experienced exceptional customer service from PayPal. Any issues get handled as soon as possible. In the past I had a concern about an order and I was pleased and grateful PayPal dealt with contacting company about an order issue. Reviewed on: 9th June 2026

PayPal and PayPal credit is good you get a choice of...

5
PayPal and PayPal credit is good you get a choice of paying straight away or paying in instalments Reviewed on: 9th June 2026

Brilliant always use PayPal for every day

5
Brilliant always use PayPal for every day Reviewed on: 9th June 2026

It's easy, secure and hassle free

5
It's easy, secure and hassle free Reviewed on: 9th June 2026

Safe way to pay

5
Been with PayPal long time no issues so far. Safe way to pay Reviewed on: 9th June 2026

Excellent

5
It was smooth experience. No problem at all. Reviewed on: 9th June 2026