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PayPal: PayPal Credit reviews

4.73
Based on 140,803 reviews, last reviewed 16th Jun 2026
4137500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exellent. Exellent. Recomended PayPal for everyone. Thank you. Reviewed on: 16th June 2026
Paulo Firmino's avatar
Paulo Firmino

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140803)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

i have a great experience with paypal very clear and...

5
i have a great experience with paypal very clear and easy to access Reviewed on: 9th June 2026

It’s a secure platform which provides flexibility in...

5
It’s a secure platform which provides flexibility in managing you finance spending abilities Reviewed on: 9th June 2026

Wide market to pay online shopping with security.

3
Wide market to pay online shopping with security. Resolves issues through call which is helpful Reviewed on: 9th June 2026

Easy to use, safe choice of payment

4
Easy to use, safe choice of payment Reviewed on: 9th June 2026

Very nice, amazing, useful, great

5
Very nice, amazing, useful, great Reviewed on: 9th June 2026

Title: Easy and Reliable Credit Option

5
I’ve found PayPal Credit really useful and straightforward to use, especially when spreading the cost of larger purchases. The application and checkout process is simple, and having it linked with PayPal makes everything feel secure and convenient. It gives a bit of extra flexibility when needed, and I’ve had a positive experience overall. Reviewed on: 9th June 2026

Very good for me saved me paying for things I buy st...

4
Very good for me saved me paying for things I buy straight away can spread the cost over 3 months without paying for it all at once Reviewed on: 9th June 2026

PayPal is my go to for everything!

5
PayPal is my go to - so easy to use and means that I can use all of my payment methods wherever i go or shop and now even better if theres something i need to put on my credit account i can do so now with apple pay/the paypal credit card. Paypal has to be one of the best payment providers out there and everything is just so straight forward with them. Reviewed on: 9th June 2026

PayPal is great secure way to pay for purchases and...

5
PayPal is great secure way to pay for purchases and the PayPal platform is very easy to use. Great customer service also. Been using PayPal for years now without any problems. Reviewed on: 9th June 2026

Everything was straight forward, no confusing second...

5
Everything was straight forward, no confusing secondary or pushy messages. All in all a very happy experience. Reviewed on: 9th June 2026