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PayPal: PayPal Credit reviews

4.73
Based on 140,831 reviews, last reviewed 17th Jun 2026
4138750% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

In general excellent experience and no faults In general excellent experience and no faults Reviewed on: 17th June 2026
Kevin J's avatar
Kevin J

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140831)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

We use PayPal for our customers and it works well.

5
We use PayPal for our customers and it works well. Use it to pay for food on the work account when working away Reviewed on: 9th June 2026

It was a quick and easy transaction when I needed ca...

5
It was a quick and easy transaction when I needed cas quick Reviewed on: 9th June 2026

PayPal is a great company.

5
PayPal is a great company. Always has your back if any issues arise. I appreciate it. Reviewed on: 9th June 2026

Good customer experience

5
PayPal called me to alert me to a missed payment, which was appreciated so it could be kept off my credit file. I haven't had this form other credit providers. Reviewed on: 9th June 2026

Does what it needs to do well, with no fuss

5
Does what it needs to do well, with no fuss Reviewed on: 9th June 2026

I always use PayPal for purchases.

5
I always use PayPal for purchases. I trust them, and would rather make payments via them than direct to an unknown source. Reviewed on: 9th June 2026

Seamless web and app experience with excellent offers.

5
Seamless web and app experience with excellent offers, I use paypal to process most of payments & I have now branched out to utilise their debit card offering. Reviewed on: 9th June 2026

I like the pay in 3 interest free option.

4
I like the pay in 3 interest free option. I use this a lot. otherwise i wouldn't be able to buy a lot of high ticket items. Reviewed on: 9th June 2026

I’ve used PayPal for years and never had any problem...

5
I’ve used PayPal for years and never had any problems with them always there when I need them Reviewed on: 9th June 2026

Paypal credit is really helpful if you need item you...

5
Paypal credit is really helpful if you need item you can use it in retail shop aswell so it realy helpful Reviewed on: 9th June 2026