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PayPal: PayPal Credit reviews

4.73
Based on 140,886 reviews, last reviewed 17th Jun 2026
4141150% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is an easy and convenient way of paying. PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayP... Read more Reviewed on: 17th June 2026
Philip Dorrian's avatar
Philip Dorrian

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140886)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal credit is really amazing.

5
Paypal credit is really amazing. I’m using it frequently and is my favourite and primarily credit option. Reviewed on: 9th June 2026

A middle man you want.

5
Paypal is a useful credit line for those larger purchases and unexpected emergencies. I love how it's available to use with most retailers. It's always comforting to know that you have a middle man protecting you and your finances. Reviewed on: 9th June 2026

I like PP pay in 3 system and maybe they could exten...

5
I like PP pay in 3 system and maybe they could extend it to pay in 4. The currency rate isn't great but PP gives sense of protection in case of item not received and the transactions are quick and easy Reviewed on: 9th June 2026

Always good service & experience with PayPal

5
Always good service & experience with PayPal Reviewed on: 9th June 2026

I have always used pay pal and it has proved extreml...

4
I have always used pay pal and it has proved extremly satisfactory on every occasion so far Reviewed on: 9th June 2026

We use PayPal for our customers and it works well.

5
We use PayPal for our customers and it works well. Use it to pay for food on the work account when working away Reviewed on: 9th June 2026

It was a quick and easy transaction when I needed ca...

5
It was a quick and easy transaction when I needed cas quick Reviewed on: 9th June 2026

PayPal is a great company.

5
PayPal is a great company. Always has your back if any issues arise. I appreciate it. Reviewed on: 9th June 2026

Good customer experience

5
PayPal called me to alert me to a missed payment, which was appreciated so it could be kept off my credit file. I haven't had this form other credit providers. Reviewed on: 9th June 2026

Does what it needs to do well, with no fuss

5
Does what it needs to do well, with no fuss Reviewed on: 9th June 2026