Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136872 reviews)

View other PayPal products

4.73

Based on 136,872 reviews, last reviewed 12th Jun 2026

3958900% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

New pizza oven So easy and secure to use new pizza oven on the way Reviewed on: 12th June 2026

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136872)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Trusted supplier, easy to contact,

Trusted supplier, easy to contact, Reviewed on: 9th June 2026

No problems...paypal is great

No problems...paypal is very safe Reviewed on: 9th June 2026

Excellent

Excellent offers; efficient & easy to use. Reviewed on: 9th June 2026

PayPal are my "Go To" for purchasing online

I have been using PayPal for over 10 years I find the service very good - when purchasing goods either small or large I find the additional purchasing security invaluable and its comforting to know that you have protections in place in case of scams and fraud - it is also great to have finance options at your finger tips - whether I need it or not it is good to spread payments or use 4 months interest free to pay for large items - Reviewed on: 9th June 2026

Never had an issue with PayPal and like the buyer pr...

Never had an issue with PayPal and like the buyer protection Reviewed on: 9th June 2026

Easy to use, but also feels very secure.

Easy to use, but also feels very secure. Use it for everything - everyday items and big purchases to spread them out. If you pay off on time don’t have to pay intrest which is a great bonus. Had to claim refund in the past and also super straightforward via PayPal when seller was dragging their feet. Reviewed on: 9th June 2026

Overall experience

Smooth transactions, Quick credit limit set, no issues when using it. Convienient repayments Reviewed on: 9th June 2026

Good service and payment plan options.

Good service and payment plan options. Love using the pay in 3 Reviewed on: 9th June 2026

I'm use PayPal over year and I very happy plus I get...

I'm use PayPal over year and I very happy plus I get points for every spend 1 pounds Reviewed on: 9th June 2026

Always been a way of saving me when I need a quick c...

Always been a way of saving me when I need a quick checkout Reviewed on: 9th June 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.72 from 3747 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub