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PayPal: PayPal Credit reviews

4.73
Based on 143,052 reviews, last reviewed 20th Jun 2026
4239950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and handy for pay in 3... Very easy to use and handy for pay in 3 etc Reviewed on: 20th June 2026
Majella R's avatar
Majella R

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143052)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I had an experience in which I struggled to receive...

5
I had an experience in which I struggled to receive my refund from a retailer, PayPal dispute were excellent and resolved my case promptly with the retailer themselves. PayPal makes me feel protected when ordering from online retailers. Reviewed on: 9th June 2026

Feels very safe carrying out any transactions via pa...

5
Feels very safe carrying out any transactions via pay pal Reviewed on: 9th June 2026

No issues....Just a suggestion

5
Not had no issues, the only thing I would suggest is that the money is taken out of account quicker than it does now when making a payment. Reviewed on: 9th June 2026

Was better then I expected, a but laggy but worked m...

4
Was better then I expected, a but laggy but worked most of the time Reviewed on: 9th June 2026

PayPal is convenient.

4
PayPal is convenient. Only issue to how slow it takes for payments to show in the balance. Reviewed on: 9th June 2026

Simply lovely

5
Easy to use, Very fast and straight forward. Can't complain. Reviewed on: 9th June 2026

So much easier to shop I use Paypal for everything n...

5
So much easier to shop I use Paypal for everything nowadays. No hassle and quite smooth. Reviewed on: 9th June 2026

Very easy to use, Can pay back in custom amounts wit...

5
Very easy to use, Can pay back in custom amounts with a low minimum payment every month. Reviewed on: 9th June 2026

Paypal is the bizz

5
I use paypal for everything. It makes check out quicker and it's secure. It's a bonus collecting extra points. Customer service are friendly Reviewed on: 9th June 2026

Fantastic service and easy to use

5
Fantastic service and easy to use Reviewed on: 9th June 2026