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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140208 reviews)

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4.73

Based on 140,208 reviews, last reviewed 15th Jun 2026

4110850% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always happy with using PayPal I have used PayPal regularly for 20 years and never had an issue. I only use PayPal Credit if I know I can pay it off within the interest free period ... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140208)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It Just Works - Simple

It Just Works - Simple, Interface is clean and easy to use, monthly payments that suit and a respectful Limit Reviewed on: 9th June 2026

Excellent service .

Excellent service .easy and safe Reviewed on: 9th June 2026

I have used PayPal for a number of years including P...

I have used PayPal for a number of years including PayPal credit i have always had a good experience and can purchase the things I like without having to worry about interest and safety. Reviewed on: 9th June 2026

Reliable and speedy service

I can always rely on PayPal to purchase my orders, it is such a speedy and convenient way to pay for transactions. Reviewed on: 9th June 2026

Have had a really easy and stress free experience wi...

Have had a really easy and stress free experience with them. Reviewed on: 9th June 2026

I’ve always experienced smooth and quick transaction...

I’ve always experienced smooth and quick transactions, especially when using online stores I haven’t used before. PayPal gives me confidence, as I feel well protected. On the occasions where I’ve had a dispute, the PayPal resolution process has been clear, efficient, and quick to reach an outcome. Reviewed on: 9th June 2026

Very straight f onward and. Easy to understand

Very straight f onward and. Easy to u/nderstand Reviewed on: 9th June 2026

Super easy, secure, and highly convenient.

I have found PayPal Credit to be super easy and very secure to use for my purchases. The setup process was completely seamless, and managing my monthly payments through the app is incredibly straightforward. It gives me great peace of mind knowing my financial details are protected, and the flexibility to spread out costs has been a huge help. Highly recommend it! Reviewed on: 9th June 2026

Great payment option, no issues.

Great payment option, no issues. I use this regularly Reviewed on: 9th June 2026

Easy access to credit at anytime when needed...

Easy to use, access to credit at anytime when needed, easy to setup a monthly instalment plan or just pay off as and when you want. Reviewed on: 9th June 2026

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