Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,441 reviews, last reviewed 20th Jun 2026
4257900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such an easy way to pay, and the payments are easy to. Such an easy way to pay, and the payments are easy to. Reviewed on: 20th June 2026
Mandy P's avatar
Mandy P

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143441)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy simple safe

4
Easy simple safe I love it and recommend my friends to try it Reviewed on: 10th June 2026

Very simple and ease of use .

5
Very simple and ease of use . Terms are clear and you can now get a virtual card excellent offers and earn pounts Reviewed on: 10th June 2026

Never faults, brilliant customer service and an exce...

5
Never faults, brilliant customer service and an excellent all-round experience. Reviewed on: 10th June 2026

Wszystko super ,jestem bardzo zadowolona z kredytu p...

5
Wszystko super ,jestem bardzo zadowolona z kredytu paypal. Mo Reviewed on: 10th June 2026

I really like Paypal.

5
I really like Paypal. Its very easy to use and feels a lot more secure than online banking. Im kept informed regularly of ways rhat i can improve things, and ways PayPal can imorove rhings too. Reviewed on: 10th June 2026

PayPal credit has been amazing for me personally the...

5
PayPal credit has been amazing for me personally the instalment plans. I always find PayPal credit give the best customer service! Reviewed on: 10th June 2026

PayPal makes things quick, easy and secure

5
PayPal makes things quick and easy. I also feel secure paying by PayPal knowing that they have my back if something does go wrong. Reviewed on: 10th June 2026

Great way to buy larger items and pay over 4...

5
Great way to buy larger items and pay over 4 months Reviewed on: 10th June 2026

All good

5
All good, happy about it. No interest credit i like. Reviewed on: 10th June 2026

Paypal payments

4
Simple and straight forward, easy fast and a choice of ways to pay for goods and services. No worries as customer service is spot on Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74416 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products