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PayPal: PayPal Credit reviews

4.74
Based on 133,114 reviews, last reviewed 10th Jun 2026
3787650% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very flexible and reliable service they provide Very flexible and reliable service they provide Reviewed on: 10th June 2026
Ayrton Donovan's avatar
Ayrton Donovan

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133114)

Pay Pal credit - splitting the cost

5
I've used Pay Pal`s free bill splitting service on a regular basis. It's a great way to spread a larger purchase over over a number of months without íncuring interest charges. I have not had any problems and, where appropriateI've told friends about this offering. Reviewed on: 8th June 2026

Affordable and easy to use,every day a financial fri...

5
Affordable and easy to use,every day a financial friend next to me Reviewed on: 8th June 2026

Always use PayPal on online purchases, keeps me feel...

5
Always use PayPal on online purchases, keeps me feeling safe and protected, like the 4mm this interest free for cheeky hobby purchases! Reviewed on: 8th June 2026

Really positive experience with Paypal

5
Really positive experience with PayPal Reviewed on: 8th June 2026

Well done

4
Everything perfectly if I can I use Paypal always Reviewed on: 8th June 2026

Very easy to apply and accepted all across the UK an...

5
Very easy to apply and accepted all across the UK and Internet. Come now in card form. Reviewed on: 8th June 2026

Been This is the best way to be safe and secure

5
Been very very happy with all aspects of paypal Reviewed on: 8th June 2026

Pay in 3

5
I like the pay in 3 and if you buy something over £99 you have 4 months to pay, giving you a chance to budget while not having to wait for items. Reviewed on: 8th June 2026

A very good option to spread the cost

5
A very good option to spread the cost Reviewed on: 8th June 2026

PayPal is fast and efficient loving the points they...

5
PayPal is fast and efficient loving the points they give for spending Reviewed on: 8th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review