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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132969 reviews)

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4.74

Based on 132,968 reviews, last reviewed 10th Jun 2026

3780850% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use facilities, low interest on credit options Easy to use facilities, low interest on credit options Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132969)

Fast and secure transactions.

Fast and secure transactions.Dealing with problems and fixing issues. Reviewed on: 8th June 2026

Feels secure.

Very easy to apply and feels secure. Excellent customer support. Reviewed on: 8th June 2026

I recommend PayPal

Ever since I have been using PayPal, I have never had any issues. The PayPal credit and the pay in 3 has been so helpful to me. It gives you peace of mind to pay off your debts bit by bit. Reviewed on: 8th June 2026

convenient and painless

It’s a convenient and painless way to spread the cost of the sort of purchases that make you think twice about paying for them outright. Reviewed on: 8th June 2026

PayPal Credit is a fantastic service

PayPal Credit is a fantastic and convenient way to shop online. It makes buying things very easy.Here are three different options you can use.Option 1: Short and sweetI love using PayPal Credit for my online shopping! The approval process was super fast and easy. My favorite feature is the 6 months of no interest on larger purchases. It really helps me manage my monthly budget. Paying is always quick and very secure. I highly recommend it to everyone!Option 2: Detailed and focused on budgetThis is an amazing tool if you buy things online often. The "buy now, pay later" option is incredibly helpful. For any purchase over $99, you get six months to pay it off without any interest. The app is very clear and shows all your payment due dates. There is no annual fee, which is a huge plus. Five stars!Option 3: Focused on security and easePayPal Credit gives me great peace of mind when shopping. It keeps my bank details safe because stores never see them. Setting it up on my phone took just a few minutes. The credit limit they gave me is perfect for my needs. As long as you pay on time, it is a free and helpful service. I use it all the time! Reviewed on: 8th June 2026

Good choice for interest free shopping

Good choice for extra cover and interest free choice. Reviewed on: 8th June 2026

Thumbs up for PayPal credit!

Credit easy and clear to manage. Pay in 3 very useful for urgent or unexpected expenses.. App gives instant real time overview . Reviewed on: 8th June 2026

PayPal credit is great, I was approved within minutes!

PayPal credit is great, within minutes I knew if I was eligible for credit and what my credit limit would be. I love that PayPal does 0% interest offers over certain periods and I also like how easy it is not having to look for my card, it’s just so easy to check out and purchase with just a few clicks. Reviewed on: 8th June 2026

Quick and easy to use and reliable service when thin...

Quick and easy to use and reliable service when things go wrong Reviewed on: 8th June 2026

PayPal credit no hassle, excellent customer service,...

PayPal credit no hassle, excellent customer service, can be used in the majority of places and can download a virtual card it is brilliant Reviewed on: 8th June 2026

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