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PayPal: PayPal Credit reviews

4.74
Based on 133,221 reviews, last reviewed 10th Jun 2026
3792600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Need to make cancelling subscriptions easier. Need to make cancelling subscriptions easier. Cancelling needs to be an easier process. Apart from that PayPal is excellent Reviewed on: 10th June 2026
Gary 's avatar
Gary

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133221)

Clear app and easy to use.

5
Clear app and easy to use. Reliable and straightforward information. Reviewed on: 8th June 2026

Efficient safe way to pay,convient

5
Efficient safe way to pay,convient Reviewed on: 8th June 2026

I've used PayPal credit for years.

5
I have used PayPal credit for years. Its a great way to spread the cost of my purchases for beauty products and clothing. I love the pay in 3 option and the credit option. I regularly use both. Reviewed on: 8th June 2026

They advertise pay in 4 monthly installments as 0% i...

3
They advertise pay in 4 monthly installments as 0% interest. This is not true Reviewed on: 8th June 2026

Quick and easy.

5
Quick and easy to apply and confirm Reviewed on: 8th June 2026

Never had an issue using them to buy goods online.

5
Never had an issue using them to buy goods online. The pay in 3 is brilliant as it takes the pressure off buying a large purchase. Great service Reviewed on: 8th June 2026

Great service very pay pal helpful

5
Great service very helpful very happy with this service Reviewed on: 8th June 2026

PayPal is really excellent for managing your finances.

5
PayPal is really excellent for managing your finances. I would suggest there products like credit card, money transfers to friends and families. Reviewed on: 8th June 2026

Brilliant service.

5
Brilliant service. Great app.. very user friendly and interactive Reviewed on: 8th June 2026

I all ways been a happy customer with pay pal the on...

5
I all ways been a happy customer with pay pal the on line customer service is brilliant they have company app easy to read and understand i have a shopping card as well I can recommend to anyone Reviewed on: 8th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review