Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133339 reviews)

View other PayPal products

4.74

Based on 133,339 reviews, last reviewed 10th Jun 2026

3797950% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (133339)

I find paypal convinient and easy way to manage mone...

I find paypal convinient and easy way to manage money without having to carry large amount of money. Reviewed on: 8th June 2026

My experience with PayPal are always fantastic each...

My experience with PayPal are always fantastic each time I have to transact with PayPal. Reviewed on: 8th June 2026

Pay in 4 is really great for that bigger buy

The pay in 4 is really great when you want to buy something a little more expensive and spread the cost Reviewed on: 8th June 2026

Currently good, I haven’t had any issues with PayPal...

Currently good, I haven’t had any issues with PayPal or PayPal credit so overall is good. Reviewed on: 8th June 2026

I have had nothing but a Good experience so far

I have had nothing but a Good experience so far Reviewed on: 8th June 2026

Love PayPal always my favourite card ...

Always my go too card easy customer service and great rewards on points I like to use it abroad too Reviewed on: 8th June 2026

Great service very happy never had a problem and bee...

Great service very happy never had a problem and been a customer for years Reviewed on: 8th June 2026

Its been really good.

Its been really good. Easy to use Reviewed on: 8th June 2026

Miles hoskins

PayPal as always been there for me when i needed help for purchasing and payments made easy by using the app always letting me how to save on purchasing and keeping me informed on safe security websites I always recommend to mr friends to use PayPal Reviewed on: 8th June 2026

Interest rate is a bit high but very convenient service

Interest rate is a bit high but very convenient service Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64459 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub