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PayPal: PayPal Credit reviews

4.74
Based on 133,438 reviews, last reviewed 10th Jun 2026
3802250% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful, constructive and patient. Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026
Richard Redford's avatar
Richard Redford

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133439)

All ways helpful and good knowledge

5
All ways helpful and good knowledge Reviewed on: 8th June 2026

The credit function is so helpful, especially buy no...

5
The credit function is so helpful, especially buy now , pay in 4 months. Has helped me pay vet bills comfortably Reviewed on: 8th June 2026

Great service ,it's a fast and safo buy my pr...

5
Great service ,it's a fast and safe way to buy my products with that extra time to pay making life easier Reviewed on: 8th June 2026

Easy to understand and use good communication

5
Easy to understand and use good communication Reviewed on: 8th June 2026

Very happy with PayPal Credit service!

5
Very happy with PayPal Credit service! Reviewed on: 8th June 2026

Great so far.

4
Great so far. Just a few times I raised complaints and they just closed it in favour of the seller without contacting me for anything at all. I thought that wasn’t fair but generally PayPal is great to use. Reviewed on: 8th June 2026

always friendly and helpful.

5
always friendly and helpful.I never have a problem using paypal. Reviewed on: 8th June 2026

Excellent .

5
I’ve had a positive experience with PayPal Credit. It’s easy to use, simple to manage, and gives me extra flexibility when making purchases. The online account is straightforward, and everything is clear and convenient. I would happily recommend it. Reviewed on: 8th June 2026

I really enjoyed that I can pay by 3, and no interes...

5
I really enjoyed that I can pay by 3, and no interests in credit card for 4 months . Customer service are also good. Reviewed on: 8th June 2026

Easy to use and simple to understand.

4
Easy to use and simple to understand. Never had any reason to contact customer support Reviewed on: 8th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review