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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140718 reviews)

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4.73

Based on 140,718 reviews, last reviewed 16th Jun 2026

4133500% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Have used PayPal since 2009 have never had a issue... Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really ... Read more Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140718)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use as is linked to my credit and debit...

Very easy to use as is linked to my credit and debit cards giving an extra layer of security when purchasing and forwarding payments. Have had a couple of dubious payments taken by would be incorrect sellers and PayPal has reacted promptly to put this right. Reviewed on: 9th June 2026

Excellent service and save ur money i recommend ever...

Excellent service and save ur money i recommend every one 100% Reviewed on: 9th June 2026

Paypal is 100% safe.

Paypal is 100% safe. Allows a little credit when needed and easy to pay off. Reviewed on: 9th June 2026

very efficient and easy to use, customer services br...

very efficient and easy to use, customer services brilliant Reviewed on: 9th June 2026

The customer service was excellent and they explaine...

The customer service was excellent and they explained the situation clearly and calmly. Reviewed on: 9th June 2026

Very easy to use, and also good customer service

Very easy to use, and also good customer service Reviewed on: 9th June 2026

I trust paypal to purchase online.

I trust paypal to purchase online. I know my money is safe with them. I will be covered for any scams. I find it easy to purchase on the credit option for things come up unexpectedly. I have not experienced any problems from PayPal to date. This is a trusted safe option and I recommend to all my friends and family. I also have enhanced security with my authenticator app Reviewed on: 9th June 2026

Paypal credit is very useful

I have been using PayPal credit since it was launched, the 4 month interest free period is excellent and it is very easy to use, the physical card was a good addition. Reviewed on: 9th June 2026

always an easy and simple process

always an easy and simple process Reviewed on: 9th June 2026

Really helpful towards purchasing online.

Really helpful towards purchasing online. Reviewed on: 9th June 2026

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