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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143957 reviews)

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4.73

Based on 143,957 reviews, last reviewed 21st Jun 2026

4281350% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Perfect service, excellent product. Perfect service, excellent product. Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143957)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Need to make cancelling subscriptions easier.

Need to make cancelling subscriptions easier. Cancelling needs to be an easier process. Apart from that PayPal is excellent Reviewed on: 10th June 2026

Excellent customer service.

Excellent customer service. Well recommended Reviewed on: 10th June 2026

PayPal is so secure and so easy to use.

PayPal is so secure and so easy to use. Very easy to set up and add to my wallet. Never had any issues with them before. Would very much so recommend to everyone. Reviewed on: 10th June 2026

PayPal stays the same but develops

Finally, you can use PayPal just like any other payment card, only there are some additional benefits. You can break your payment into swallowable chunks, you don't pay interest and so on. So everything PayPal used to be plus the convenience of bank cards. Reviewed on: 10th June 2026

Been using PayPal for sometime and it has helped in...

Been using PayPal for sometime and it has helped in terms of safety and when making purchases. Reviewed on: 10th June 2026

paypal has helped managing payment and finance

paypal has helped managing payment and finance Reviewed on: 10th June 2026

Always pulls through.

Always pulls through. Fair, honest and quick. Reviewed on: 10th June 2026

Paypal is a great way of paying for goods and feels...

Paypal is a great way of paying for goods and feels more secure than other ways of paying. Reviewed on: 10th June 2026

Great service and best finance options

Final check out is very easy and quick and give us choice to pay as per our convenience. From a very happy PayPal user...Pay in 3 is also a good option.I am using PayPal and PayPal credit since 5 years never had a problome. PayPal check outs are way much secure. Reviewed on: 10th June 2026

Always easy to understand and use.

Always easy to understand and use. You can choose “pay in three” for smaller purchases or use “PayPal credit” for larger transactions. Either way, PayPal sends reminders when payments are due. Reviewed on: 10th June 2026

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