Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,803 reviews, last reviewed 16th Jun 2026
4137500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exellent. Exellent. Recomended PayPal for everyone. Thank you. Reviewed on: 16th June 2026
Paulo Firmino's avatar
Paulo Firmino

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140803)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal always have help in hands for me.

5
PayPal always have help in hands for me. Reviewed on: 9th June 2026

Really happy you van have those items u allways want...

5
Really happy you van have those items u allways wanted and pay back easy and safe Reviewed on: 9th June 2026

I found PayPal as a safe and easy.

5
I found PayPal as a safe and easy way of making payments. Reviewed on: 9th June 2026

Easy peasy!

5
Such an easy process and customer service is excellent! Reviewed on: 9th June 2026

Valuable when needed

5
I have used PayPal credit a few times and found it seamless and user friendly Reviewed on: 9th June 2026

it is easy to use and see how much you owe.

4
it is easy to use and see how much you owe. it is a good service being able to split payment for free. Reviewed on: 9th June 2026

Long term user

5
Have been with PayPal for years. Never had a problem. smooth transactions and have never had to report any issues Reviewed on: 9th June 2026

A great way to purchase items and services.

5
I use paypal a lot to paty for purchase items and send money. It is so easy to use the service. Gives a great way to manage payments iin instalments allowing yu to budget. Reviewed on: 9th June 2026

Great Service

5
Great Service. Easy to set up and use. Always kept informed. Reviewed on: 9th June 2026

gold star

5
Always easy to use. No problems encountered. Reviewed on: 9th June 2026