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PayPal: PayPal Credit reviews

4.73
Based on 144,157 reviews, last reviewed 21st Jun 2026
4290400% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service . Great service . I used a lot when booking a holiday Reviewed on: 21st June 2026
Elitsa 's avatar
Elitsa

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144157)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use no nonsense payment schedule

5
Easy to use no nonsense payment schedule allowing to spread the costs over a 3 month period. Reviewed on: 10th June 2026

Always secure snd 100% trusted while making payments.

5
Always secure snd 100% trusted while making payments. Reviewed on: 10th June 2026

Pay pal can be a safety net for some things you buy...

3
Pay pal can be a safety net for some things you buy but sometimes they dont look at the full picture of the situation. Reviewed on: 10th June 2026

Simplified online transactions make PayPal the premi...

5
Simplified online transactions make PayPal the premium of internet based payment options Reviewed on: 10th June 2026

Easy to apply.

5
Easy to apply. App is easy to use. Safe. Reviewed on: 10th June 2026

Reliable service and supportive customer service

5
Reliable service and supportive customer service Reviewed on: 10th June 2026

i’ve had a good and easy experience with PayPal credit.

5
i’ve had a good and easy experience with PayPal credit. There have been no problems and it has been very smooth sailing. Reviewed on: 10th June 2026

It works seamlesly.

5
It works seamlesly. Simple no dram. Reviewed on: 10th June 2026

Paypal credit

5
easy payments, clear credit and rates Reviewed on: 10th June 2026

Problem Free...

5
Have used for many years with very few issues. Any problems have been sorted easily. Have no issues regarding recommending it to others. Reviewed on: 10th June 2026