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PayPal: PayPal Credit reviews

4.73
Based on 142,839 reviews, last reviewed 19th Jun 2026
4230550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026
Sasha 's avatar
Sasha

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142839)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good and transparent

5
Excellent for 0% when in this difficult economy necessary need arise. Quick option and transparency Reviewed on: 9th June 2026

No complaints, works the way it should.

5
No complaints, works the way it should. Lots of offers with interest free purchases Reviewed on: 9th June 2026

Quick and problem free.

5
Quick and problem free.No problems Reviewed on: 9th June 2026

Great Service always let me know when payment is due...

5
Great Service always let me know when payment is due Reviewed on: 9th June 2026

Easy to manage

5
I've had an account for at least 15 years. Very useful and easy to manage. Reasonable rates and a generous credit limit. Reviewed on: 9th June 2026

Easy to deal with.

5
Easy to deal with. Makes life easier... Reviewed on: 9th June 2026

I been using PayPal for sometime now and never had a...

5
I been using PayPal for sometime now and never had an issue with them. Reviewed on: 9th June 2026

Always there when I need it.

5
Always there when I need it. Never have to worry if an emergency payment is needed as I can always rely that PayPal have my back. Reviewed on: 9th June 2026

I trust PayPal, I use it above any other checkout/cr...

5
I trust PayPal, I use it above any other checkout/credit providers Reviewed on: 9th June 2026

Only started to use recently.

5
Only started to use recently. Difficult to understand at first, however, am getting better at using it.Useful financial resource/ options are good. Reviewed on: 9th June 2026