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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142975 reviews)

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4.73

Based on 142,975 reviews, last reviewed 19th Jun 2026

4236400% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service. Excellent service. Never been disappointed before using PayPal Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142975)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So easy to use

So easy to use. No worries about having bank details with you. Reviewed on: 9th June 2026

Great for managing money

The 0% on £100 or more has been invaluable to managing my finances overall letting the money go a lot further. Reviewed on: 9th June 2026

Fair all round good at sorting p

Fair all round good at sorting p Reviewed on: 9th June 2026

Flexibility and security

Paypal offers flexible payment options in times of need, and easy plans to follow. I feel secure spending with paypal Reviewed on: 9th June 2026

PayPal Credit was offered to me with the payment of...

PayPal Credit was offered to me with the purchase and staggered payment of children’s bedroom furniture which needed to be replaced after becoming damaged. This has provided the affordability to have the furniture I needed. Reviewed on: 9th June 2026

Paypal review

The website is very easy to navigate and good to have time to repay. Reviewed on: 9th June 2026

Paypal offers an excellent service and I feel like I...

Paypal offers an excellent service and I feel like I’m protected by them when I use their credit or buy now pay later options. Reviewed on: 9th June 2026

Easy credit provider, simple online management of yo...

Easy credit provider, simple online management of your account and payments Reviewed on: 9th June 2026

A must for all

Great product love the ease of it all no problems since I've been using it bought loads of things easy to pay bk Reviewed on: 9th June 2026

A Good Way to Spread the Cost

I'm very happy with my experience and it's a good way to spread the cost without interest. I think though things need to be just a little clearer and easier to follow in the app regarding payments. Reviewed on: 9th June 2026

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