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PayPal: PayPal Credit reviews

4.73
Based on 143,483 reviews, last reviewed 20th Jun 2026
4259750% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy/quick and easy- highly recommended Handy/quick and easy- highly recommended Reviewed on: 20th June 2026
Balazs B's avatar
Balazs B

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143483)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good so far and no problems to report

5
Good so far and no problems to report Reviewed on: 9th June 2026

Good review

5
My experience very is good with PayPal and the service I get is great always get the response am looking for Reviewed on: 9th June 2026

Excellent service and support.

5
Excellent service and support. Never faced and issues or ambiguity in dealing with Paypal. Reviewed on: 9th June 2026

Ideal for online purchases

5
I use paypal for all my online transactions as it gives me peice of mind Reviewed on: 9th June 2026

Great for online shopping

5
I've been using PayPal for quite a while and it's always been easy and reliable. Payments go through quickly and I like having the extra security when buying things online. It's simple to use and I've never really had any problems with it, so it's become my go-to way to pay. Reviewed on: 9th June 2026

Simple & easy to understand terms & conditions.

5
Simple & easy to understand terms & conditions. Easy to make repayments and keep on top of borrowing Reviewed on: 9th June 2026

PayPal is so easy and versatile.

5
PayPal is so easy and versatile...so many times...yes, soo many times I have used PayPal to shop when I was short of cash but needed something urgently.....pay in 3 is the best one for me every time..I don't have to pay interest that way...Thanks PayPal Reviewed on: 9th June 2026

They are a credit

5
Easy access intuitive app great credit facilities Reviewed on: 9th June 2026

PayPal is magic

5
PayPal always sorted me out, avoiding scams especially paying online Reviewed on: 9th June 2026

Simple and easy

5
Everything is very simple with PayPal Credit, from the application process to making payments, and viewing past transactions. It's also handy that it's accepted in so many places. I have been using them for years and have never had any issue at all. Reviewed on: 9th June 2026