Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145374 reviews)

View other PayPal products

4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145374)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never have any issues with PayPal

Never have any issues with PayPal Reviewed on: 11th June 2026

Easy Peasy

Easy Peasy - Notifications and reminders keep you well informed. Reviewed on: 11th June 2026

Excellent

Very good easy to use most companies use papal Reviewed on: 11th June 2026

Always provides excellent service

Always provides excellent service Reviewed on: 11th June 2026

Excellent & efficient service

PayPal has always managed to sort any issues quickly and with a satisfactory outcome. Never had to wait long to speak with an advisor and when I did the agents have always been polite and friendly. Excellent service Reviewed on: 11th June 2026

Always quick and convenientd.

Always quick and convenient, easy to access and reliable. Reviewed on: 11th June 2026

I have been using PayPal for a long time I started w...

I have been using PayPal for a long time I started with ebay products and it has grew since then I also have PayPal credit which ha really benefited me thought the time I have had it Reviewed on: 11th June 2026

Great experience, never any issues with PayPal

Great experience, never any issues with PayPal Reviewed on: 11th June 2026

Easy to use and understand.

Easy to use and understand. PayPal is my go to card. Reviewed on: 11th June 2026

Great experience

I am so happy with pay pal which giving me a chance to pay later. I can recommend to everyone easy and quick option !!! Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76317 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub