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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140536 reviews)

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4.73

Based on 140,536 reviews, last reviewed 16th Jun 2026

4125500% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Keep doing what you're doing PayPal. I've never had a single issue with PayPal and using it couldn't be easier. They keep adding incredibly useful features and they've only gotten better ... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140536)

great ap, easy to use and understand.

great ap, easy to use and understand. good choice of options for ways to pay. both in-store and online. never had to talk to customer services so can't comment on that. not any issues. overall vey happy with services provided. Reviewed on: 9th June 2026

Pay pal is Excellent!

I use PayPal all the time , it’s a fantastic payment method and the only one I trust , don’t know what u would do without it xx Reviewed on: 9th June 2026

I’ve been using PayPal Credit for a while now and it...

I’ve been using PayPal Credit for a while now and it has genuinely been an excellent experience. The customer service is top-notch whenever I have a question, and it offers incredible value for money compared to traditional credit options. It's incredibly easy to manage directly through the app, making payments seamless and stress-free. I highly recommend it to friends and family looking for a reliable, flexible way to manage their purchases. Reviewed on: 9th June 2026

When ever i had a problem they helped me to underst...

When ever i had a problem they helped me to understand or they solved it. Up to now i am happy with them. Reviewed on: 9th June 2026

Available on a wide range of purchases.

Available on a wide range of purchases. Gives me great flexibility when purchasing larger items, and the security of PayPals support. Reviewed on: 9th June 2026

Straight forward and friendly team who go out of the...

Straight forward and friendly team who go out of their way to help and advise you. Brilliant at helping you avoid unnecessary fees. Reviewed on: 9th June 2026

PayPal- my pal on purchases

I have made multiple purchases with PayPal credit which is so accessible- it requires doing nothing more than a normal PayPal purchase but with clear explanations of the basis of the credit. It’s a well designed and customer friendly product while making it clear that it’s on the basis of credit rather than ordinary purchase. Reviewed on: 9th June 2026

The fact that you are covered if there is a problem...

The fact that you are covered if there is a problem makes me choose PayPal to pay for purchases wherever possible Reviewed on: 9th June 2026

The app is very simple and easy to use and great cus...

The app is very simple and easy to use and great customer service Reviewed on: 9th June 2026

Flexibility and Protection

I find PayPal credit a really flexible way to pay with the added security of protection too. I use it for many purchases. Reviewed on: 9th June 2026

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