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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140585 reviews)

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4.73

Based on 140,585 reviews, last reviewed 16th Jun 2026

4127800% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use service Easy. It’s all super easy to use and understand. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140585)

I’ve used PayPal for many years and I’ve consistentl...

I’ve used PayPal for many years and I’ve consistently found it to be an excellent service. I have used PayPal Credit many times and it is a great way to pay for the more expensive things over time. Reviewed on: 9th June 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. Easy to use, simple payment management, and helpful financing options for larger purchases. Everything is clearly displayed in the account, and I’ve found it to be a convenient and reliable service. Highly recommended. Reviewed on: 9th June 2026

I have received an exceptional service from pay pal.

I have received an exceptional service from pay pal. I am using the mobile app regularly. The current interface is generally user-friendly, where I can resolved my query efficiently, and made the whole process incredibly smooth. Thanks for pay pal team. Reviewed on: 9th June 2026

PayPal credit has always been helpful

Pay pal credit has always been very very helpful for me they gave me a generous credit limit when I first applied for an account and it’s always been very helpful for those unexpected expenses in life, I would recommend Paypal credit for anyone Reviewed on: 9th June 2026

PayPal has been incredibly useful to me over the years.

PayPal has been incredibly useful to me over the years. The pay in 3 and PayPal credit facilities have also been tremendously useful. I make the majority of my online payments using PayPal. It’s quick and easy. Reviewed on: 9th June 2026

Bert’s review

Everything has been fine. I’d like to clear my balance though Reviewed on: 9th June 2026

Just buy things you want without the initial layout,...

Just buy things you want without the initial layout, use it for items been thininking about but just couldnt justifie a one off cost :) Reviewed on: 9th June 2026

PayPal is a real pal

Really easy to use and very clear in their terms and conditions. Great options to suit all types of budgets/financial situations etc. Very impressed with PayPal. Reviewed on: 9th June 2026

Easy and secure way to pay is a god send.

Easy and secure way to pay is a god send. People on the internet have got more savvy in stealing details, and PayPal makes me feel safer and more confident with online shopping. Reviewed on: 9th June 2026

Online purchase protection

I have always found that PayPal provides easy way of protecting yourself when making purchases online. Reviewed on: 9th June 2026

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