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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,615 reviews, last reviewed 16th Jun 2026
4129050% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy to use Secured and easy to use when paying transaction online. Reviewed on: 16th June 2026
Belle Cu's avatar
Belle Cu

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140615)

PayPal credit experience

5
PayPal credit gives me the chance to spread out payments, interest free. I can use the card at various retailers. If I have any issues I can get through to PayPals customer service and get the help I need. I would recommend PayPal credit to people, who are yet to use them. Reviewed on: 9th June 2026
Tanya B's avatar
Tanya B

Nice customer service

4
Good customer service , the person that attended to me greet me very well on phone before transferring my call to the right department. Reviewed on: 9th June 2026
OLUSEGUN 's avatar
OLUSEGUN

Everything works efficiently and fast with good offers

5
Everything works efficiently and fast with good offers Reviewed on: 9th June 2026
Tim S's avatar
Tim S

Extra funds when you need them.

5
Extra funds when you need them. Four months interest free is excellent for larger purchases. Customer service has been helpful. Reviewed on: 9th June 2026
Rachel Shouler's avatar
Rachel Shouler

Excellent!!

5
Excellent customer service, easy to use, the app is great Reviewed on: 9th June 2026
Roberto R's avatar
Roberto R

I have confidence to shop now

5
PayPal’s always give me the confidence to shop anyday and anytime and I can pay later especially when I don’t have the cash or money in my account. PayPal has improved my shopping experience Reviewed on: 9th June 2026
Opeyemi Kolawole's avatar
Opeyemi Kolawole

Nice Apple Pay Integration.

4
Nice Apple Pay Integration. I dont have to worry about physical card with my phone. Reviewed on: 9th June 2026
Vipul's avatar
Vipul

Great service, accepted at most retailers and buyer...

5
Great service, accepted at most retailers and buyer protections Reviewed on: 9th June 2026
Shaun f's avatar
Shaun f

Easy use and 4 months no interest policy very conven...

4
Easy use and 4 months no interest policy very convenient to pay back. Make it better give the 6 months. Reviewed on: 9th June 2026
Malik J's avatar
Malik J

Paypal Credit

4
I really like paypal credit 4month no-interest option Reviewed on: 9th June 2026
Rajkumar's avatar
Rajkumar

Review PayPal: PayPal Credit now

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