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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,662 reviews, last reviewed 16th Jun 2026
4131150% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable and safe which makes me want to use it... Very reliable and safe which makes me want to use it on every online transaction. Reviewed on: 16th June 2026
E H's avatar
E H

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140662)

I've been with pay pal for a number of years never h...

5
I've been with pay pal for a number of years never had a problem Reviewed on: 9th June 2026
Jason m's avatar
Jason m

It's a good app and easy to use.

5
It's a good app and easy to use. Reviewed on: 9th June 2026
Anthony C's avatar
Anthony C

Paypal credit is really good.

5
Paypal credit is really good. Monthly repayment is alot less than many others Reviewed on: 9th June 2026
Rickey D's avatar
Rickey D

Longtime PayPal Credit user

5
I have used PayPal credit for years now, have always felt supported if I've faced any issues. I feel regularly informed and kept up to date with my credit limit and feel confident in using it as a payment method. Reviewed on: 9th June 2026
Joseph Glews's avatar
Joseph Glews

I have used PayPal credit for years now.

4
I have used PayPal credit for years now. Simple and easy way for me to pay for things before payday arrives. I prefer this method as I did not want to take out a credit card. Reviewed on: 9th June 2026
Ross 's avatar
Ross

As like others with good credit.

4
As like others with good credit. should be more attractive Reviewed on: 9th June 2026
MA's avatar
MA

Have used it for mostly buying audio stuff on eBay b...

5
Have used it for mostly buying audio stuff on eBay but with its ease of use and fantastic terms have used it for mostly buying audio purchases. Reviewed on: 9th June 2026
Dorian P's avatar
Dorian P

Very Positive Experience

5
My experience of using PayPal has been nothing but positive. Easy to use and straightforward App. Reviewed on: 9th June 2026
Stephen D's avatar
Stephen D

My experience have been wonderful great communication

5
My experience have been wonderful great communication Reviewed on: 9th June 2026
Taiwo A's avatar
Taiwo A

Very easy to pay your account, did it all in one lum...

5
Very easy to pay your account, did it all in one lump sum. Reviewed on: 9th June 2026
Matthew W's avatar
Matthew W

Review PayPal: PayPal Credit now

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