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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140705 reviews)

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4.73

Based on 140,705 reviews, last reviewed 16th Jun 2026

4132950% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've found PayPal Credit to be transparent and easy... I've found PayPal Credit to be transparent and easy to use. Having worked in financial services I've seen a lot of people vulnerable to predatory lend... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140705)

Handy to have

Always a short cut to pay handy to have when your credit card isn't around Reviewed on: 9th June 2026

So easy protects also longer to pay

So easy protects also longer to pay Reviewed on: 9th June 2026

Ease of use

I enjoy using Paypal Credit due to its immediate availability and ease of use. Reviewed on: 9th June 2026

Always quick an easy.

Always quick an easy. So simple to use paypal Reviewed on: 9th June 2026

Convenient, simple and effective

Convenient, simple and effective Reviewed on: 9th June 2026

Quick easy, good service

Quick easy, good service from a reliable brand. I can never fault PayPal, and it’s nice to have credit from a company I know and trust. The over £100 spends automatically getting 4 months interest free is a game changer, and great value. Reviewed on: 9th June 2026

Very easy to use without having to put much effort i...

Very easy to use without having to put much effort into it Reviewed on: 9th June 2026

I use PayPal for everything - security and confidenc...

I use PayPal for everything - security and confidence paying online Reviewed on: 9th June 2026

I use paypal a lot as my pay monthly finance option.

I use paypal a lot as my pay monthly finance option. It's made my financial life so much easier Reviewed on: 9th June 2026

very fast, safe, convenient and trustworthy

very fast, safe, convenient and trustworthy Reviewed on: 9th June 2026

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