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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140862 reviews)

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4.73

Based on 140,862 reviews, last reviewed 17th Jun 2026

4140100% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

1st class on every thing always coming up with alter... 1st class on every thing always coming up with alternative arrangements Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140862)

Convenient way to pay either as a full payment or as...

Convenient way to pay either as a full payment or as multiple payments to spread the cost Reviewed on: 9th June 2026

Simple life

Wry helpful and very easy to use makes me life simple Reviewed on: 9th June 2026

convenient

Flexible interest free credit makes it convenient to buy things when you need them, instead of waiting till payday Reviewed on: 9th June 2026

All experiences have been good.

All experiences have been good. Good value offers for payments Reviewed on: 9th June 2026

All Ok no problems.

All Ok no problems. Had good experience with Paypal been using them for years Reviewed on: 9th June 2026

Great easy to use service, easy to navigate app

Great easy to use service, easy to navigate app Reviewed on: 9th June 2026

Safe and reliable.

Safe and reliable. Payments made with ease. Reviewed on: 9th June 2026

your friendly ,trouble free, financial friend.

no trouble at all, everything is easy to understand, and things don't take long in getting sorted. Reviewed on: 9th June 2026

Very good customer service and easy to use payment s...

Very good customer service and easy to use payment system Reviewed on: 9th June 2026

Fantastic with very few hiccups

I have been using PayPal for over 15 years, and it works rather well for me to pay online. It makes everything really convenient. The only time I have had an issue is when my pay in 3 was revoked for no good reason. Say I cancelled a payment because of non-delivery. I know the system is automated, but there should be a way to flag those specific issues. Apart from that, my experience has been very smooth. I am looking forward to experiencing the new points system and also considering getting the card. All the services provided are really helpful for contemporary personal finance. Reviewed on: 9th June 2026

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