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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144796 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144796)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've been using PayPal for years, good company.

I've been using PayPal for years, good company. Reviewed on: 10th June 2026

I have used both paypal and paypal credit and have f...

I have used both paypal and paypal credit and have found i can easily afford things by spreading the cost . I feel safe paying online through paypal as they have your back when purchases dont arrive or go wrong Reviewed on: 10th June 2026

Always very helpful, constructive and patient.

Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026

Great interest free period

I always pay of my credit in the interest free period, but my partner makes regular payments each month and we cannot fault them. Reviewed on: 10th June 2026

UI in the app is a but confusing.

UI in the app is a but confusing. But the offers are really good Reviewed on: 10th June 2026

Easy to use help me to spread the cost of my payment.

Easy to use help me to spread the cost of my payment. Reviewed on: 10th June 2026

5 star service, convenient, easy, reliable

Paying options are great. Pay in 3, 4 months interest free, credit card, ease of use. Covers purchases, always reliable. Very Convenient. Now you earn points too! Reviewed on: 10th June 2026

PayPal credit is easy to use

Using PayPal credit is easy to use via the app. It’s very useful for that unexpected bill as you can spread the cost over a few months. Also it’s mostly interest free Reviewed on: 10th June 2026

Always use PayPal - very happy with service and trus...

Always use PayPal - very happy with service and trust it. Reviewed on: 10th June 2026

I use PayPal alot and always have a good experience,...

I use PayPal alot and always have a good experience, I use pay in 3 for many purchases but I also use credit for larger purchases . If I ever have problem its always sorted quickly . I find PayPal very secure and trustworthy . Reviewed on: 10th June 2026

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