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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145374)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience and loving it.

5
Great experience and loving it. Very good customer support and very helpful. Thank you Paypal Reviewed on: 10th June 2026

4 month 0% I’m using most times is great and help me...

5
4 month 0% I’m using most times is great and help me spread the cost Reviewed on: 10th June 2026

PayPal credit gives me affordable options to spread...

5
PayPal credit gives me affordable options to spread payments out enabling me to manage my finances easily. Reviewed on: 10th June 2026

Always available and easy to use

5
Always available and easy to use Reviewed on: 10th June 2026

Quick and easy service, great functionality on the app!

5
Quick and easy service, great functionality on the app! Reviewed on: 10th June 2026

Great service.

5
Great service. Provides exactly the level of support that you need Reviewed on: 10th June 2026

Great services for shopping online

5
Great services for shopping online. Easy to use functions. Would recommend to friends and family. Reviewed on: 10th June 2026

Easy to use, easy to split bills, easy to understand...

5
Easy to use, easy to split bills, easy to understand Reviewed on: 10th June 2026

Aways use PayPal for most transactions

5
Aways use PayPal for most transactions Reviewed on: 10th June 2026

Customer service very helpfull when encountered a pr...

5
Customer service very helpfull when encountered a problem Reviewed on: 10th June 2026

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