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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145395)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always easy to use, no issues and any queries answer...

5
Always easy to use, no issues and any queries answered quickly Reviewed on: 10th June 2026

Very pleased with services PayPal is offering, I hig...

5
Very pleased with services PayPal is offering, I highly recommend it to everyone Reviewed on: 10th June 2026

Love Paypal Credit a chance to buy things and pay la...

5
Love Paypal Credit a chance to buy things and pay later. Great for everyday purchases too and at the moment get Blue point. One of many incentives over the years. Reviewed on: 10th June 2026

I use the app mostly and find it very good to see wh...

4
I use the app mostly and find it very good to see what I've spent on and like how easy it is to pay Reviewed on: 10th June 2026

Ruemusaru

4
Lovely service but wish they could speed up the time your money clears after payment Reviewed on: 10th June 2026

Very good service

5
I use the choice of available payment options, depending on purchases and cost Reviewed on: 10th June 2026

Do expensive and too unflexiable

1
Do expensive and too unflexiable Reviewed on: 10th June 2026

It's been reliable and very reassuring at all times...

5
It's been reliable and very reassuring at all times knowing that I have that extra money there. PayPal never lets me down and the payments are reasonable and very affordable. I'd recommend this to any friend, family or colleague Reviewed on: 10th June 2026

Very good, very easy.

5
Very good, very easy. Would definitely recommend! Reviewed on: 10th June 2026

Have used my PayPal credit a few times now and have...

5
Have used my PayPal credit a few times now and have never had any issues at all. Very easy to set up. Reviewed on: 10th June 2026

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