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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145719 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145719)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My go to method of paying.

I have been using PayPal now for many years, it's my go to payment method when offered by sellers etc. It's easy to navigate the site and keep a check on your activity. The PayPal 'Pay in 3' is very helpful and I occasionally use this to pay for more expensive items. I haven't had many problems with sellers however when I have, PayPal have been very helpful resolved my issues. It's in my honest opinion the easiest and best way to pay online. Reviewed on: 11th June 2026

I started several years ago with PayPal and I use it...

I started several years ago with PayPal and I use it to secure all my bank details. I pay with PayPal who then collect from my bank. So my bank details are not passed on to anyone else. I feel safe. Reviewed on: 11th June 2026

Excellent Company

Great very easy to keep up with payments, always kept updated Reviewed on: 11th June 2026

Easy access no hassle great range of merchants.

Easy access no hassle great range of merchants. Reviewed on: 11th June 2026

Paypal app

Very useful to pay online with most retailers Reviewed on: 11th June 2026

Very good experience in Paypal I am couple years ago...

Very good experience in Paypal I am couple years ago Reviewed on: 11th June 2026

0% Interest and Piece of Mind.

I use PayPal credit all the time, 0% interest and piece of mind knowing that you are covered in the event of anything going wrong. Reviewed on: 11th June 2026

Absolutely good 5*

Absolutely good experience with PayPal Reviewed on: 11th June 2026

All good, They've always worked exactly as I'd wante...

All good, They've always worked exactly as I'd wanted credit to work Reviewed on: 11th June 2026

Perfect perfect

Perfect amazing easy i really feel comfortable Reviewed on: 11th June 2026

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