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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good experience but interest rates is to high

Good experience but interest rates is to high Reviewed on: 10th June 2026

Not a lot of use for pay pal I believe but it is a g...

Not a lot of use for pay pal I believe but it is a good standard platform. Reviewed on: 10th June 2026

Easy and convenient credit when needed.

Easy and convenient credit when needed. Great stuff. Reviewed on: 10th June 2026

I love paypal.

I love paypal. I have choices with them, pay in 3, PayPal credit and payments straight from my bank(s).. I can make higher payments back to PayPal, I can pay back my pay in 3s quicker or ahead of time. I feel like PayPal lets me be in control of my finances. I trust them too to look into any difficulties I've had with other sellers. I always choose to use PayPal knowing I have 90 days protection too. There really is little more I could ask for from them. Reviewed on: 10th June 2026

Best online money manager!

Been with PayPal for years now. Feel safe when I use PayPal , I know everything is covered. Just got the PayPal credit card too ! Excellent service, easy to use app, and there’s always someone there if it goes wrong . 10/10 Reviewed on: 10th June 2026

Pay pal meets all my needs.

Pay pal meets all my needs. Good flexible payments. Pay minimum or pay more. Also the pay in 3 is great. Reviewed on: 10th June 2026

I have had a prompt follow-up obout a transaction .

I have had a prompt follow-up obout a transaction . The team responded to my request quick within one day Reviewed on: 10th June 2026

A Helping Hand

PayPal Credit is always there to lend a hand for those must have purchases. The easy payment structure is very helpful along with their ‘pay in three’ options makes financing very flexible. Reviewed on: 10th June 2026

Good all rounder

Easy to use. Quick and easy to pay Reviewed on: 10th June 2026

Good especially PayPal credit.

Good especially PayPal credit. Gives you options Reviewed on: 10th June 2026

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