Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 116,190 reviews, last reviewed 29th May 2026
3014600% increase in 5 star reviews
in the past 90 days
8850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Paypal is very secure and safe which I really apprec... Paypal is very secure and safe which I really appreciate as I can trust them with my personal details. The customer service is always ready to assist Reviewed on: 29th May 2026
Eugenia R's avatar
Eugenia R

Latest lowest rating:

2

Worst customer service. Been trying to use my new PayPal credit card for an online purchase but not been able too due to "security checks" I've passed them all but still get ... Read more Reviewed on: 29th May 2026
Unknown 's avatar
Unknown

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (116190)

Just Works and 0%

5
Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

Great Service

5
The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

5
Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

5
Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

5
I’m using them from long time never had any problems. Reviewed on: 13th June 2022

Easy to use!

5
I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022

I Love this opportunity.

5
I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022

This is great!

5
Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 54964 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3726 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 84 reviews
    PayPal
    View all products