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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142867 reviews)

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4.73

Based on 142,867 reviews, last reviewed 19th Jun 2026

4231650% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service, products and PayPal Rewards is a no b... Great service, products and PayPal Rewards is a no brainer! Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142867)

Super convenient, wider selection to use the credit

Super convenient, wider selection to use the credit Reviewed on: 12th June 2024

Good alround and very handy to spread the cost

Good alround and very handy to spread the cost Reviewed on: 12th June 2024

Amazing and good service with excellent customer ser...

Amazing and good service with excellent customer service Reviewed on: 12th June 2024

Easy checkout

Opened paypal credit when there was a cash back offer on, so easy to sign in on various websites Reviewed on: 12th June 2024

Easy and straight forward

Easy and straight forward to purchase with paypal credit. Can control the amount of how much to pay each month and any issues get resolved prompt Reviewed on: 12th June 2024

Good offers and easy to use.

Good offers and easy to use. Made easy choice. Reviewed on: 12th June 2024

Good rates and great app been using PayPal for years...

Good rates and great app been using PayPal for years recommend to anyone. Reviewed on: 12th June 2024

Easy to use.

Easy to use. Good customer service Reviewed on: 12th June 2024

Reliable, easy to use, trustworthy

Reliable, easy to use, trustworthy Reviewed on: 12th June 2024

It’s been very easy, clear and straightforward.

It’s been very easy, clear and straightforward. I’ve only had one issue where a direct debit didn’t go through but after a ~5 minute call with a customer service rep the issue was resolved Reviewed on: 12th June 2024

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